The news out of Wall Street and Washington is getting worse every day. It seems that our country is headed in a downward cycle financially, and it affects everyone - not just those who own stocks and bonds. The common man on Main Street is feeling the pinch too, as creditors lock up their vaults and hold on to their money, waiting to see what is going to happen next in the financial crisis. There are lenders, however, that offer online guaranteed personal loans for those who qualify.
Lenders Willing To Take A Chance
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You may be hesitant to believe that there are lenders who are loaning money right now, but it is true. These lenders are doing business online where they literally have thousands of customers. This means that they have more business than the banker down the street who is refusing to write any new loans during the financial crisis, and thus they have more money to loan. These lenders have a confidence in the ability of the economy to correct itself - and they are willing to take a chance on you.
Loans Of $10,000 Or More
You can obtain an online guaranteed personal loan in amounts up to $10,000 - more in some cases depending on your income and ability to repay the lender. There are a myriad of purposes you may have for cash now in these hard economic times - perhaps you are falling behind on your mortgage or rent payments, or even monthly utilities like electricity, water, natural gas, or even your cell phone bill. Even buying groceries can be challenging due to skyrocketing food prices. Whether you need cash for these expenses, or need to consolidate loans that have gotten out of hand, purchase a vehicle, pay for your education or that of your children - an online guaranteed loan can be the answer to ending your financial worries and headaches.
Apply With Collateral Or Cosigner
To help speed up the processing of your online guaranteed loan, you can pledge collateral that will secure the loan with your lender. Collateral may be in the form of your home or automobile - basically any property that you own and have a clear and legal title or deed that can be submitted as proof of ownership to the lender. Your lender will place a lien upon this property that will be removed once you have paid in full.
Additionally, for those without the benefit of adequate collateral, a creditworthy cosigner can help you speed up your approval. A cosigner can be your parent, relative, coworker, friend, or other individual who has established credit and is willing to make your loan payments if you fail to do so. Most lenders offer an early release option for cosigners that will relieve them from all liability once you have paid on your online guaranteed personal loan for a period of time -usually a year or two.
For those without collateral or a cosigner, there are still many lenders who are willing to loan money for their personal use. By doing a bit of comparison shopping, you can find the perfect online guaranteed loan to help you make it through the hard times that have hit our country.
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